{"id":31,"date":"2015-10-20T20:56:18","date_gmt":"2015-10-20T20:56:18","guid":{"rendered":"http:\/\/www.swedishness.com\/?page_id=31"},"modified":"2021-01-28T01:39:13","modified_gmt":"2021-01-28T01:39:13","slug":"informasjon-om-opp-finans-forbrukslan","status":"publish","type":"page","link":"https:\/\/www.swedishness.com\/","title":{"rendered":"Informasjon om Opp Finans forbruksl\u00e5n"},"content":{"rendered":"<p><a href=\"http:\/\/www.swedishness.com\/wp-content\/uploads\/2018\/09\/penger.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-87\" src=\"http:\/\/www.swedishness.com\/wp-content\/uploads\/2018\/09\/penger-1024x685.jpg\" alt=\"\" width=\"700\" height=\"468\" srcset=\"https:\/\/www.swedishness.com\/wp-content\/uploads\/2018\/09\/penger.jpg 1024w, https:\/\/www.swedishness.com\/wp-content\/uploads\/2018\/09\/penger-300x201.jpg 300w, https:\/\/www.swedishness.com\/wp-content\/uploads\/2018\/09\/penger-768x514.jpg 768w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/a><\/p>\n<p>De fleste store banker i Norge tilbyr forbruksl\u00e5n til sine kunder, men da under sitt eget \u00abflagg\u00bb eller logo. Den norske storbanken <a href=\"https:\/\/www.gjensidige.no\/\" target=\"_blank\" rel=\"noopener\">Gjensidige<\/a> p\u00e5 sin side har valgt en litt annen l\u00f8sning, da de tilbyr forbruksl\u00e5n gjennom sin tjeneste Opp Finans. Dette er for \u00f8vrig et av markedets aller mest popul\u00e6re forbruksl\u00e5n, noe som nok er et resultat av gode betingelser kombinert med overkommelige s\u00f8kekriterier. Med et forbruksl\u00e5n fra Opp Finans kan du bruke pengene p\u00e5 akkurat hva du vil, og du beh\u00f8ver heller ikke stille med sikkerhet for l\u00e5net \u2013 selv om du l\u00e5ner flere hundretusen kroner!<\/p>\n<h2>Renter og betingelser<\/h2>\n<p>N\u00e5r det gjelder betingelsene for et forbruksl\u00e5n fra Opp Finans, s\u00e5 er de som regel sv\u00e6rt hyggelige. Renten blir fastsatt f\u00f8rst n\u00e5r du har s\u00f8kt om l\u00e5net og banken har gjort en vurdering av inntekten din, men i snitt ligger effektiv rente p\u00e5 18,35 prosent. Dette er noe h\u00f8yt, men n\u00e5r vi forteller deg at nominell rente kan v\u00e6re s\u00e5 lav som 7,5 prosent, s\u00e5 er det absolutt verdt \u00e5 legge inn en s\u00f8knad for \u00e5 sjekke hvilken rente du ender opp med. Har du god inntekt, s\u00e5 kan Opp Finans v\u00e6re et av de beste alternativene p\u00e5 markedet for deg.<\/p>\n<p>Utover dette s\u00e5 er et m\u00e5nedsgebyr p\u00e5 50 kroner, og et fast etableringsgebyr p\u00e5 950 kroner, inkludert i den effektive renten. Husk at du f\u00e5r fradrag p\u00e5 b\u00e5de renter og gebyrer som du betaler p\u00e5 l\u00e5net, slik at med skattefradrag s\u00e5 blir den reelle utgiften til l\u00e5net 28 prosent lavere enn hva regnestykket tilsier. Det er ikke n\u00f8dvendig \u00e5 stille med <a href=\"http:\/\/www.billigeforbruksl\u00e5n.no\">sikkerhet for et forbruksl\u00e5n<\/a> fra Opp Finans, og det er heller ingen begrensninger for hva du kan bruke pengene p\u00e5. Maksimal l\u00e5nesum er 500\u00a0000 kroner, men du kan ogs\u00e5 l\u00e5ne s\u00e5 lite som 10\u00a0000 kroner \u2013 eller en hvilken som helst sum der imellom. Nedbetalingstiden varierer fra 1 \u00e5r til 15 \u00e5r.<\/p>\n<h2>S\u00f8kekriterier<\/h2>\n<p><a href=\"http:\/\/www.swedishness.com\/wp-content\/uploads\/2015\/10\/dreamstime_m_11278939.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-33\" src=\"http:\/\/www.swedishness.com\/wp-content\/uploads\/2015\/10\/dreamstime_m_11278939.jpg\" alt=\"dreamstime_m_11278939\" width=\"300\" height=\"200\" \/><\/a>For \u00e5 s\u00f8ke om et forbruksl\u00e5n fra Opp Finans og Gjensidige, s\u00e5 m\u00e5 du fylle ut s\u00f8knadsskjemaet p\u00e5 nettsidene til selskapet. Ved \u00e5 bruke <a href=\"https:\/\/www.bankid.no\" target=\"_blank\" rel=\"noopener\">BankID<\/a> til \u00e5 signere s\u00f8knaden, s\u00e5 tar det sjeldent mer enn 1-2 virkedager f\u00f8r pengene kommer inn p\u00e5 ditt oppgitte kontonummer. Det som dog er viktig \u00e5 sjekke ut p\u00e5 forh\u00e5nd, er at du oppfyller de s\u00f8kekriteriene som Opp Finans har.<\/p>\n<p>Det inneb\u00e6rer blant annet at du m\u00e5 v\u00e6re minst 21 \u00e5r gammel og ha en \u00e5rsinntekt p\u00e5 minst 200\u00a0000 kroner (f\u00f8r skatt), samtidig som du heller ikke har betalingsanmerkninger p\u00e5 navnet ditt. Se ogs\u00e5 <a href=\"http:\/\/www.billigeforbruksl\u00e5n.no\">oversikten fra Billigeforbruksl\u00e5n.no<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>De fleste store banker i Norge tilbyr forbruksl\u00e5n til sine kunder, men da under sitt eget \u00abflagg\u00bb eller logo. Den norske storbanken Gjensidige p\u00e5 sin side har valgt en litt annen l\u00f8sning, da de tilbyr forbruksl\u00e5n gjennom sin tjeneste Opp Finans. Dette er for \u00f8vrig et av markedets aller mest popul\u00e6re forbruksl\u00e5n, noe som nok &#8230; <span class=\"more\"><a class=\"more-link\" href=\"https:\/\/www.swedishness.com\/\">[Read more&#8230;]<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["entry","page","publish","author-eivind","post-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>swedishness.com - L\u00e5n, Leiebil og Ferie<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.swedishness.com\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"swedishness.com - L\u00e5n, Leiebil og Ferie\" \/>\n<meta property=\"og:description\" content=\"De fleste store banker i Norge tilbyr forbruksl\u00e5n til sine kunder, men da under sitt eget \u00abflagg\u00bb eller logo. Den norske storbanken Gjensidige p\u00e5 sin side har valgt en litt annen l\u00f8sning, da de tilbyr forbruksl\u00e5n gjennom sin tjeneste Opp Finans. Dette er for \u00f8vrig et av markedets aller mest popul\u00e6re forbruksl\u00e5n, noe som nok ... 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Den norske storbanken Gjensidige p\u00e5 sin side har valgt en litt annen l\u00f8sning, da de tilbyr forbruksl\u00e5n gjennom sin tjeneste Opp Finans. Dette er for \u00f8vrig et av markedets aller mest popul\u00e6re forbruksl\u00e5n, noe som nok ... 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